2026 Plan Information

This page contains the Summary of Benefits and Coverage (SBC), Summary Plan Description (SPD), and booklets for all plans offered by the various Industry Trusts through Business Health Trust.

Enrollment Documents

Chambers of Commerce

Partner Contacts & Links

Premera

Premera Plans

2026 Plans

January 1, 2026 – December 31, 2026 (Most common)

Side by Side Comparison

Summary of Benefits & Coverage (SBC)

Heritage	Heritage Prime	HMO
Cobalt 1000	HSA 1700	HMO Plus 500
Cobalt 2000
Cobalt 3000	HSA 3500
HSA 1700
HSA 2500	HSA 5000
HSA 3500
HSA 5000	Sterling 750
Sterling 250
Sterling 500	Sterling 1000
Sterling 750
Sterling 1000	Sterling 2000	HMO Plus 3000
Sterling 1500
Sterling 2000	Sterling 3000
Sterling 2500
Sterling 3000	Sterling 5000
Sterling 4000
Sterling 5000	Titanium 200
Titanium 200
Titanium 350	Titanium 500
Titanium 500

Highlights

Heritage	Heritage Prime	HMO
Cobalt 1000	HSA 1700	HMO Plus 500
Cobalt 2000
Cobalt 3000	HSA 3500
HSA 1700
HSA 2500	HSA 5000
HSA 3500
HSA 5000	Sterling 750
Sterling 250
Sterling 500	Sterling 1000
Sterling 750
Sterling 1000	Sterling 2000	HMO Plus 3000
Sterling 1500
Sterling 2000	Sterling 3000
Sterling 2500
Sterling 3000	Sterling 5000
Sterling 4000
Sterling 5000	Titanium 200
Titanium 200
Titanium 350	Titanium 500
Titanium 500

Booklet (EOC) for each IHT

Agriculture	Business Services
Community Service	Construction
Info Tech	Manufacturing
Retail	Wholesaling

2026 - 2027 Plans

July 1, 2026 – June 30, 2027 (e.g. July Renewals)

Summary of Benefits & Coverage (SBC)

Heritage	Heritage Prime	HMO
Cobalt 1000	HSA 1700	HMO Plus 500
Cobalt 2000
Cobalt 3000	HSA 3500
HSA 1700
HSA 2500	HSA 5000
HSA 3500
HSA 5000	Sterling 750
Sterling 250
Sterling 500	Sterling 1000
Sterling 750
Sterling 1000	Sterling 2000	HMO Plus 3000
Sterling 1500

Highlights

Heritage	Heritage Prime	HMO
Cobalt 1000	HSA 1700	HMO Plus 500
Cobalt 2000
Cobalt 3000	HSA 3500
HSA 1700
HSA 2500	HSA 5000
HSA 3500
HSA 5000	Sterling 750
Sterling 250
Sterling 500	Sterling 1000
Sterling 750
Sterling 1000	Sterling 2000	HMO Plus 3000
Sterling 1500

More Producer Resources

• Underwriting Guidelines
• Producer Commission Schedule
• Dual Choice Matrix
• Non-HMO Summary of Contract Changes
• HMO Summary of Contract Changes
• BHT Med D, Letter to Employer
• BHT Med D, Creditable Coverage Notice
• Premera 1095-B Process Change
• Flyer: Heritage Prime Network
• Flyer: Heritage vs Prime

Kaiser

Kaiser Plans (IHT)

2026 Plans

January 1, 2026 – December 31, 2026 (Most common)

Side by Side Comparison

Summary of Benefits & Coverage (SBC)

HMO and HMO-Based Plans

Core HMO	Virtual Plus	KP Plus
HMO 200	VP 500	KP Plus 250
HMO 500
HMO 750	VP 1000
HMO 1000		KP Plus 500
HMO 2000	VP 3000
HMO 3000
HMO 5000	VP 5000	KP Plus 2500
HMO HSA 2500
HMO HSA 4500

PPO and Summit PPO Plans

PPO	PPO HSA	Summit PPO
PPO 200	PPO HSA 2500	Summit PPO 1500
PPO 500
PPO 750		Summit PPO 3000
PPO 1000	PPO HSA 4500
PPO 2000		Summit PPO HSA 3500
PPO 3000
PPO 5000

Summary of Benefits (SOB)

HMO and HMO-Based Plans

Core HMO	Virtual Plus	KP Plus
HMO 200	VP 500	KP Plus 250
HMO 500
HMO 750	VP 1000
HMO 1000		KP Plus 500
HMO 2000	VP 3000
HMO 3000
HMO 5000	VP 5000	KP Plus 2500
HMO HSA 2500
HMO HSA 4500

PPO and Summit PPO Plans

PPO	PPO HSA	Summit PPO
PPO 200	PPO HSA 2500	Summit PPO 1500
PPO 500
PPO 750		Summit PPO 3000
PPO 1000	PPO HSA 4500
PPO 2000		Summit PPO HSA 3500
PPO 3000
PPO 5000

Evidence of Coverage (EOC) Booklets

HMO and HMO-Based Plans

Core HMO	Virtual Plus	KP Plus
HMO 200	VP 500	KP Plus 250
HMO 500
HMO 750	VP 1000
HMO 1000		KP Plus 500
HMO 2000	VP 3000
HMO 3000
HMO 5000	VP 5000	KP Plus 2500
HMO HSA 2500
HMO HSA 4500

PPO and Summit PPO Plans

PPO	PPO HSA	Summit PPO
PPO 200	PPO HSA 2500	Summit PPO 1500
PPO 500
PPO 750		Summit PPO 3000
PPO 1000	PPO HSA 4500
PPO 2000		Summit PPO HSA 3500
PPO 3000
PPO 5000

2026 - 2027 Plans

July 1, 2026 – June 30, 2027 (e.g. July Renewals)

Summary of Benefits & Coverage (SBC)

HMO & HMO-Based Plans

Core HMO	Virtual Plus	KP Plus
HMO 200	VP 500	KP Plus 250
HMO 500
HMO 750	VP 1000
HMO 1000		KP Plus 500
HMO 2000	VP 3000
HMO 3000
HMO 5000	VP 5000	KP Plus 2500
HMO HSA 2500
HMO HSA 4500

PPO & PPO HSA Plans

PPO	PPO HSA
PPO 200	PPO HSA 2500
PPO 500
PPO 750
PPO 1000	PPO HSA 4500
PPO 2000
PPO 3000
PPO 5000

Summary of Benefits (SOB)

HMO & HMO-Based Plans

Core HMO	Virtual Plus	KP Plus
HMO 200	VP 500	KP Plus 250
HMO 500
HMO 750	VP 1000
HMO 1000		KP Plus 500
HMO 2000	VP 3000
HMO 3000
HMO 5000	VP 5000	KP Plus 2500
HMO HSA 2500
HMO HSA 4500

PPO & PPO HSA Plans

PPO	PPO HSA
PPO 200	PPO HSA 2500
PPO 500
PPO 750
PPO 1000	PPO HSA 4500
PPO 2000
PPO 3000
PPO 5000

Kaiser IHT Plan Resources

Summary of Contract Changes (SOC)

• Core HMO
• Core HMO HSA
• Access PPO
• Access PPO HSA
• Summit PPO
• Summit PPO HSA
• Virtual Plus
• KP Plus

More Producer Resources

• 2026 Underwriting Guidelines
• 2026 Producer Commission Schedule
• 2026 Multi Plan Matrix
• 2026 BHT Med D (All Plans Creditable)
• HSA Plan Preventive Medications (Covered in Full)
• Kaiser Access PPO Network Guide
• Kaiser Aetna Provider Guide

Kaiser

Kaiser Plans (Small Group)

2026 Plan Year

January 1, 2026 – December 31, 2026 (Most common)

Spanish Plan Info

Summary of Benefits & Coverage (SBC)

Core	Access PPO	Summit PPO
Platinum Core 250 LX	Platinum Access PPO 250 LX	Platinum Summit PPO 300 LX
Plus Platinum 250	Platinum Access PPO 500 LX
Gold Core 600 LX	Gold Access PPO 600 LX	Gold Summit PPO 1500 LX
Gold Core 600 LX EO
Plus Gold 600 LX
Gold Core 1500 LX	Gold Access PPO 1500 LX
Gold Core 2000 LX	Gold Access PPO 2000 LX	Silver Summit PPO 3500 LX
Silver Core 1800	Silver Access PPO 2500 LX
Plus Silver 2500
Silver Core 2500 LX	Silver Access PPO 3500 LX
Silver Core 2500 LX EO	Silver Access PPO 3500 LX EO
Silver Core HSA 3500	Silver Access PPO HSA 4000
Silver Core HSA 4500	Silver Access PPO 5000
Silver Core 5000	Bronze Access PPO HSA 6000	Bronze Summit PPO HSA 6500
Bronze Core HSA 6000	Bronze Access PPO 8000 LX

Summary of Benefits (SOB)

Core	Access PPO	Summit PPO
Platinum Core 250 LX	Platinum Access PPO 250 LX	Platinum Summit PPO 300 LX
Plus Platinum 250	Platinum Access PPO 500 LX
Gold Core 600 LX	Gold Access PPO 600 LX	Gold Summit PPO 1500 LX
Gold Core 600 LX EO
Plus Gold 600 LX
Gold Core 1500 LX	Gold Access PPO 1500 LX
Gold Core 2000 LX	Gold Access PPO 2000 LX	Silver Summit PPO 3500 LX
Silver Core 1800	Silver Access PPO 2500 LX
Plus Silver 2500
Silver Core 2500 LX	Silver Access PPO 3500 LX
Silver Core 2500 LX EO	Silver Access PPO 3500 LX EO
Silver Core HSA 3500	Silver Access PPO HSA 4000
Silver Core HSA 4500	Silver Access PPO 5000
Silver Core 5000	Bronze Access PPO HSA 6000	Bronze Summit PPO HSA 6500
Bronze Core HSA 6000	Bronze Access PPO 8000 LX

Evidence of Coverage (EOC) Booklets

Core	Access PPO	Summit PPO
Platinum Core 250 LX	Platinum Access PPO 250 LX	Platinum Summit PPO 300 LX
Plus Platinum 250	Platinum Access PPO 500 LX
Gold Core 600 LX	Gold Access PPO 600 LX	Gold Summit PPO 1500 LX
Gold Core 600 LX EO
Plus Gold 600 LX
Gold Core 1500 LX	Gold Access PPO 1500 LX
Gold Core 2000 LX	Gold Access PPO 2000 LX	Silver Summit PPO 3500 LX
Silver Core 1800	Silver Access PPO 2500 LX
Plus Silver 2500
Silver Core 2500 LX	Silver Access PPO 3500 LX
Silver Core 2500 LX EO	Silver Access PPO 3500 LX EO
Silver Core HSA 3500	Silver Access PPO HSA 4000
Silver Core HSA 4500	Silver Access PPO 5000
Silver Core 5000	Bronze Access PPO HSA 6000	Bronze Summit PPO HSA 6500
Bronze Core HSA 6000	Bronze Access PPO 8000 LX

More Producer Resources

• Cost Share Changes & Plan Mapping
• Producer Commission Schedule
• Underwriting Guidelines
• Medicare Creditable Coverage
• Kaiser Network Flyers
• Locations in Washington
• Quarterly Wage Report: Instructions
• Quarterly Wage Report: Example
• Quarterly Wage Report: Form 5208B

Premera + Kaiser

Summary Plan Descriptions (SPDs)

Official, formal Summary Plan Descriptions (SPDs) by Industry Health Trust. Applicable to both Premera and Kaiser groups.

SPD Links

Aerospace	Agriculture	Business Services
Community Service Org.	Construction	Healthcare
Information Technology	Manufacturing	Media
Retail	Tourism	Transportation
Wholesaling

Other

Non-Medical Plans

Dental (Delta)

Side by Side Comparison

Summaries

Plan	Rider
Plan 1 (Spanish)	Ortho Option – Children Only (Spanish)
Plan 2 (Spanish)
Plan 3 (Spanish)
Plan 4 (Spanish)
Plan 5 (Spanish)	Ortho Option – Family (Spanish)
Plan 6 (Spanish)
Plan 7 (Spanish)
Plan 8 (Spanish)

Booklets

Plan	Rider
Plan 1	Ortho Option – Children Only
Plan 2
Plan 3
Plan 4
Plan 5	Ortho Option – Family
Plan 6
Plan 7
Plan 8

Vision (VSP)

Side by Side Comparison

Summaries

Plan	Option
Choice Plan A (Spanish)
Choice Plan B (Spanish)	Choice Plan B w/CVC (Spanish)
Choice Plan C (Spanish)	Choice Plan C w/CVC (Spanish)
Exam Plus Plan (Spanish)

Booklets

Plan	Option
Choice Plan A
Choice Plan B	Choice Plan B w/CVC
Choice Plan C	Choice Plan C w/CVC
Exam Plus Plan

Life (USAble)

Note: All Life plans have the same group number: 50054849

 

Plan Information

Summary	Certificate
Plan A (w/ Rate Tables)	Plan A
Plan B (w/ Rate Tables)	Plan B
Plan C (w/ Rate Tables)	Plan C
Plan D (w/ Rate Tables)	Plan D
LTD 2-9 Three Options Summary + Rates	Voluntary

Additional Benefits

 

 

More Benefits

• Ancillary Benefits Flyers

AIG Personal Accident Insurance

• Plan Summary
• Flyer

USAble Travel Assistance

• Brochure