Summary of Benefits and Coverage (SBC), Summary Plan Description (SPD), and booklets for all plans offered by the various BHT Industry Trusts.
Premera
Premera Plans
2027 Plans
January 1, 2027 – December 31, 2027 (Most common)
Summary of Benefits & Coverage (SBC)
Highlights
Booklet (EOC) for each IHT
| Agriculture — tbd | Business Services — tbd |
| Community Service — tbd | Construction — tbd |
| Info Tech — tbd | Manufacturing — tbd |
| Retail — tbd | Wholesaling — tbd |
2026 - 2027 Plans
July 1, 2026 – June 30, 2027 (e.g. July Renewals)
Summary of Benefits & Coverage (SBC)
Highlights
Kaiser
Kaiser Plans (IHT)
2027 Plans
January 1, 2027 – December 31, 2027 (Most common)
Side by Side Comparison — tbd
Summary of Benefits & Coverage (SBC)
HMO and HMO-Based Plans
| Core HMO | Virtual Plus | KP Plus |
|---|---|---|
| HMO 200 | VP 500 | KP Plus 250 |
| HMO 500 | ||
| HMO 750 | VP 1000 | |
| HMO 1000 | KP Plus 500 | |
| HMO 2000 | VP 3000 | |
| HMO 3000 | ||
| HMO 5000 | VP 5000 | KP Plus 2500 |
| HMO HSA 2500 | ||
| HMO HSA 4500 |
PPO Plans
| PPO | PPO HSA |
|---|---|
| PPO 200 | PPO HSA 2500 |
| PPO 500 | |
| PPO 750 | |
| PPO 1000 | PPO HSA 4500 |
| PPO 2000 | |
| PPO 3000 | |
| PPO 5000 |
Summary of Benefits (SOB)
HMO and HMO-Based Plans
| Core HMO | Virtual Plus | KP Plus |
|---|---|---|
| HMO 200 | VP 500 | KP Plus 250 |
| HMO 500 | ||
| HMO 750 | VP 1000 | |
| HMO 1000 | KP Plus 500 | |
| HMO 2000 | VP 3000 | |
| HMO 3000 | ||
| HMO 5000 | VP 5000 | KP Plus 2500 |
| HMO HSA 2500 | ||
| HMO HSA 4500 |
PPO Plans
| PPO | PPO HSA |
|---|---|
| PPO 200 | PPO HSA 2500 |
| PPO 500 | |
| PPO 750 | |
| PPO 1000 | PPO HSA 4500 |
| PPO 2000 | |
| PPO 3000 | |
| PPO 5000 |
Evidence of Coverage (EOC) Booklets
HMO and HMO-Based Plans
| Core HMO | Virtual Plus | KP Plus |
|---|---|---|
| HMO 200 — tbd | VP 500 — tbd | KP Plus 250 — tbd |
| HMO 500 — tbd | ||
| HMO 750 — tbd | VP 1000 — tbd | |
| HMO 1000 — tbd | KP Plus 500 — tbd | |
| HMO 2000 — tbd | VP 3000 — tbd | |
| HMO 3000 — tbd | ||
| HMO 5000 — tbd | VP 5000 — tbd | KP Plus 2500 — tbd |
| HMO HSA 2500 — tbd | ||
| HMO HSA 4500 — tbd |
PPO Plans
| PPO | PPO HSA |
|---|---|
| PPO 200 — tbd | PPO HSA 2500 — tbd |
| PPO 500 — tbd | |
| PPO 750 — tbd | |
| PPO 1000 — tbd | PPO HSA 4500 — tbd |
| PPO 2000 — tbd | |
| PPO 3000 — tbd | |
| PPO 5000 — tbd |
2026 - 2027 Plans
July 1, 2026 – June 30, 2027 (e.g. July Renewals)
Summary of Benefits & Coverage (SBC)
HMO & HMO-Based Plans
| Core HMO | Virtual Plus | KP Plus |
|---|---|---|
| HMO 200 | VP 500 | KP Plus 250 |
| HMO 500 | ||
| HMO 750 | VP 1000 | |
| HMO 1000 | KP Plus 500 | |
| HMO 2000 | VP 3000 | |
| HMO 3000 | ||
| HMO 5000 | VP 5000 | KP Plus 2500 |
| HMO HSA 2500 | ||
| HMO HSA 4500 |
PPO & PPO HSA Plans
| PPO | PPO HSA |
|---|---|
| PPO 200 | PPO HSA 2500 |
| PPO 500 | |
| PPO 750 | |
| PPO 1000 | PPO HSA 4500 |
| PPO 2000 | |
| PPO 3000 | |
| PPO 5000 |
Summary of Benefits (SOB)
HMO & HMO-Based Plans
| Core HMO | Virtual Plus | KP Plus |
|---|---|---|
| HMO 200 | VP 500 | KP Plus 250 |
| HMO 500 | ||
| HMO 750 | VP 1000 | |
| HMO 1000 | KP Plus 500 | |
| HMO 2000 | VP 3000 | |
| HMO 3000 | ||
| HMO 5000 | VP 5000 | KP Plus 2500 |
| HMO HSA 2500 | ||
| HMO HSA 4500 |
PPO & PPO HSA Plans
| PPO | PPO HSA |
|---|---|
| PPO 200 | PPO HSA 2500 |
| PPO 500 | |
| PPO 750 | |
| PPO 1000 | PPO HSA 4500 |
| PPO 2000 | |
| PPO 3000 | |
| PPO 5000 |
Kaiser IHT Plan Resources
Summary of Contract Changes (SOC)
Kaiser
Kaiser Plans (Small Group)
2027 Plan Year
January 1, 2027 – December 31, 2027 (Most common)
Spanish Plan Info — tbd
Summary of Benefits & Coverage (SBC)
Summary of Benefits (SOB)
Evidence of Coverage (EOC) Booklets
| Core | Access PPO |
|---|---|
| Platinum Core 250 LX — tbd | Platinum Access PPO 250 LX — tbd |
| Plus Platinum 250 — tbd | Platinum Access PPO 500 LX — tbd |
| Gold Core 600 LX — tbd | Gold Access PPO 600 LX — tbd |
| Gold Core 600 LX EO — tbd | |
| Plus Gold 600 LX — tbd | |
| Gold Core 1500 LX — tbd | Gold Access PPO 1500 LX — tbd |
| Gold Core 2000 LX — tbd | Gold Access PPO 2000 LX — tbd |
| Silver Core 1800 — tbd | Silver Access PPO 2500 LX — tbd |
| Plus Silver 2500 — tbd | |
| Silver Core 2500 LX — tbd | Silver Access PPO 3500 LX — tbd |
| Silver Core 2500 LX EO — tbd | Silver Access PPO 3500 LX EO — tbd |
| Silver Core HSA 3500 — tbd | Silver Access PPO HSA 4000 — tbd |
| Silver Core HSA 4500 — tbd | Silver Access PPO 5000 — tbd |
| Silver Core 5000 — tbd | Bronze Access PPO HSA 6000 — tbd |
| Bronze Core HSA 6000 — tbd | Bronze Access PPO 8000 LX — tbd |
More Producer Resources
Plan and Producer Resources:
- Producer Commission Schedule (2027)
Compare Your Plan Options (2027) - Cost Share Changes and Plan Mapping (2027)
- Small Group Rating Areas (2027)
- Basic Family Dental Coverage (2027)
- Standard Family Dental Coverage (2027)
- Medicare Creditable Coverage — Small Group
Networks and Locations:
- Core HMO Travel Coverage
- KP Plus Overview
- Access PPO Network
- Access PPO Travel Coverage
- Access PPO Frequently Asked Questions
- Options Network
- Kaiser Washington Doctors and Locations
Enrollment Requirements:
- Kaiser Washington Small Group Underwriting Guidelines (2027)
- BHT Small Group and Non-Medical Underwriting Guidelines (2026)
- Quarterly Wage Report Instructions — New Groups with Five or Fewer Enrolling Employees (2026)
- Washington Quarterly Wage Report — Redacted Example
- Washington Quarterly Tax and Wage Report Filing Instructions
Premera + Kaiser
Summary Plan Descriptions (SPDs)
Official, formal Summary Plan Descriptions (SPDs) by Industry Health Trust. Applicable to both Premera and Kaiser groups.
Other
Non-Medical Plans
Vision (VSP)
Side by Side Comparison — tbd
Summaries
Booklets
| Plan | Option |
|---|---|
| Choice Plan A — tbd | |
| Choice Plan B — tbd | Choice Plan B w/CVC — tbd |
| Choice Plan C — tbd | Choice Plan C w/CVC — tbd |
| Exam Plus Plan — tbd |
Life (USAble)
Note: All Life plans have the same group number: 50054849
Plan Information
| Summary | Certificate |
|---|---|
| Plan A — tbd (w/ Rate Tables) — tbd | Plan A — tbd |
| Plan B — tbd (w/ Rate Tables) — tbd | Plan B — tbd |
| Plan C — tbd (w/ Rate Tables) — tbd | Plan C — tbd |
| Plan D — tbd (w/ Rate Tables) — tbd | Plan D — tbd |
| LTD 2-9 Three Options Summary + Rates | Voluntary — tbd |
Additional Benefits
Nice is included — tbd with all medical plans through Business Health Trust.
- $0 primary care. No copay.
- $0 In-home X-rays and labs
- $0 Virtual physical therapy
- $0 Mental health
- Included dependents.
More Benefits
Ancillary Benefits Flyers:
- Archbright HR Support
- Employee Assistance Program
- Nice Healthcare
- Norton LifeLock Identity Theft Protection
- Passport Unlimited Discounts
AIG Personal Accident Insurance:
USAble Travel Assistance:
