Small Business Health Insurance in Washington
Affordable health insurance for small businesses in Washington State
Medical Insurance & Prescription Plans
Premera Blue Cross medical plans are offered to employers with 5 or more enrolled employees through targeted Industry Health Trusts for companies in the following industries: Aerospace, Healthcare, Media, Tourism, Transportation & Maritime, Agriculture, Business Services, Community Service Orgs, Construction & Real Estate, End-Line Manufacturing, Information Technology, Retail, and Wholesaling.
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- Highly competitive group rates
- 17 different medical plan designs
- Prescription drug coverage included in all plans
- Flexible product offerings with deductibles that range from $200-$5,000
- Option of HSA and non-HSA plans
- Bundled with Employee Assistance Program (EAP) and Life/AD&D insurance, with opportunities to add additional insurance products including Dental, Vision, additional Life/AD&D, Voluntary Life, and Personal Accident Insurance
Kaiser Permanente medical plans are offered to employers with up to 50 employees, offering scalable, competitive benefits for even the smallest companies.
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- Choice of two Kaiser provider networks: Core and Access PPO. The difference between HMO and PPO
- Choice of four plan tiers: Bronze, Silver, Gold and Platinum
- Option of HSA and non-HSA plans
- All plans include pharmacy benefits and deductible options from $250-$4,750
- Opportunities to add additional insurance products including Dental, Vision, Basic Life/AD&D, Voluntary Life, Disability, Employee Assistance Program (EAP) and Personal Accident Insurance
We help you create a benefits program that attracts talent and keeps your employees healthy and productive – at a budget you can afford.
When you partner with Business Health Trust you get:
- Exclusive choices from major carriers
- A wealth of cost savings opportunities
- Access to policy advocacy, community connections, and business resources
- And comprehensive plan administration, so you can focus on what’s important – your business
For more details about our offering, download a brochure or visit our Benefit Portal to see detailed plan option
Other Benefits and Cost Savings
In addition to quality medical and other insurance benefits, Business Health Trust members can access a wide variety of additional services, resources and savings. Here are just a few:
- On-demand virtual care that allows members to get care at their convenience without a visit to the doctor’s office
- 24-hour nurse line at no additional cost, confidential health advice from a registered nurse
- Passport Corporate employee discount program at no additional cost
- Wellness resources including a monthly Healthy Living with Business Health Trust e-newsletter
- Cost-savings for your business through our Plan Sponsor’s Member Savings Toolkit including:
- Discounts of 10% – 55% percent on common office expenses
- Savings on business services such as human resources, high-speed internet & phone, and email marketing tools
- Discounts up to 50% on retail ORCA passes for employees
- Reduced venue rentals at the Seattle Metro Chamber Microsoft Events Center
Consolidated Administration & Customer Support
Based in Seattle, Business Health Trust is an Association Health Plan that offers comprehensive plan administration, so you can focus on what’s important: your business. For ultimate convenience, we offer consolidated billing, online payment, and online access to benefits for easy enrollment throughout the year. COBRA administration is available at no additional cost, and all plan documents and forms are quickly accessible online. But we know there’s no substitute for a real person. When you need help, our knowledgeable, friendly, local staff is happy to lend a hand.
Who is Eligible?
Washington companies with two or more enrolled employees are eligible to participate in the Business Health Trust benefit program. Participation requires membership with the Seattle Metropolitan Chamber of Commerce or one of our partner organizations: Bellingham Regional Chamber of Commerce, Economic Alliance Snohomish County, Tacoma-Pierce County Chamber of Commerce, Thurston County Chamber of Commerce, Greater Yakima Chamber of Commerce and Archbright. Your membership in any of the above organizations automatically qualifies you for one of our 13 industry group memberships (at no additional cost), and all the advocacy, resources and savings that go along with it.
