Affordable health insurance for small businesses in Washington State
Medical Insurance & Prescription Plans
Premera Blue Cross medical plans are offered to employers with 5 or more enrolled employees through targeted Industry Health Trusts for companies in the following industries: Aerospace, Healthcare, Media, Tourism, Transportation & Maritime, Agriculture, Business Services, Community Service Orgs, Construction & Real Estate, End-Line Manufacturing, Information Technology, Retail, and Wholesaling.
Bundled with Employee Assistance Program (EAP) and Life/AD&D insurance, with opportunities to add additional insurance products including Dental, Vision, additional Life/AD&D, Voluntary Life, and Personal Accident Insurance
Includes virtual care options
Kaiser Permanente medical plans are offered to employers with up to 50 employees, offering scalable, competitive benefits for even the smallest companies.
Cost-savings for your business through our Plan Sponsor’s Member Savings Toolkit including:
Discounts of 10% to 55% percent on common office expenses
Savings on business services such as human resources, high-speed internet & phone, and email marketing tools
Discounts up to 50% on retail ORCA passes for employees
Reduced venue rentals at the Seattle Metro Chamber Microsoft Events Center
Consolidated Administration & Customer Support
Based in Seattle, Business Health Trust is an Association Health Plan that offers comprehensive plan administration, so you can focus on what’s important: your business. For ultimate convenience, we offer consolidated billing, online payment, and online access to benefits for easy enrollment throughout the year. COBRA administration is available at no additional cost, and all plan documents and forms are quickly accessible online. But we know there’s no substitute for a real person. When you need help, our knowledgeable, friendly, local staff is happy to lend a hand.
Our member employers rely on us to provide them with access to health insurance and other benefits to attract talent and keep employees healthy and productive, as well as resources and information to maintain the health of their employees and their business. Our role as a small business partner and resource has never been more important than during this past year as we helped hundreds of businesses navigate our state’s response to the pandemic. Here are a few ways we’ve supported our members this past year:
When small businesses were struggling to reopen amid a shortage of masks, hand sanitizer and other PPE, we distributed Safe Start Supply Kits to more than 500 small businesses in King County, and 000 businesses statewide to ensure they had the supplies they needed to reopen safely. This effort was covered The Stranger and KOMO News.
We led the #WeGotThisWA Webinar Series focused on helping Washington employers and employees get answers to their most urgent questions about the coronavirus (COVID-19) pandemic and the state’s response.
When the pandemic first hit, we sourced the most commonly needed PPE from our member companies throughout Washington, and created our Supply Resource Guide.
We worked with our partner Archbright to provide resources and information such as an HR toolkit with sample policies to use as they adjusted to the challenges of keeping their small businesses operational and their employees safe during the pandemic.
In the fall, to promote the importance of the flu shot, we created the “Make it Your Business to Fight the Flu” campaign and employer tool kit to help our members promote the importance of the flu shot, and to let their employees know it was covered by their insurance.
Business Health Trust has gone above and beyond during the coronavirus (COVID-19) pandemic. I’ve really appreciated their leadership role in the #WeGotThisWA Webinar Series and their proactive approach to supporting not only the health of my employees, but also my business during this crisis.”
– Megan Aukema, Principal, Aukema & Associates
“In normal times – and especially during this pandemic – Business Health Trust goes above and beyond by providing me and my company with a wealth of helpful and timely information, providing access to needed resources (we just ordered masks and are in the process of scheduling a free sanitization of our office), and continually advocating so well on our behalf at the local, state, and national level.”
– Eric Sanders, CFO, Humanities Washington
“Business Health Trust really helped out my taxicab business during this stressful period. When we could not find gloves or disinfectants, they provided both. They have helped keep me, my taxi drivers and our passengers safe during this pandemic and helped us to continue to help our community.”
– Chris Anderson, Owner, Mason County Taxi
“I ended up with Business Health Trust because they were in the top three options for my employee benefits program. What I didn’t realize was the benefits of being part of the group. When COVID-19 hit, they stepped to the plate with resources for us. Not just emails (I get hundreds of those from 20+ organizations) – real resources.”
– Melanie Bakala, State Farm Insurance Agent
What does Business Health Trust do?
We offer comprehensive and affordable employee benefits to small and mid-sized businesses and non-profits in Washington state so that they can provide competitive employee benefit programs for sustainable organizations and healthy, productive employees. Business Health Trust is what the insurance industry calls an Association Health Plan.
Our comprehensive offerings give employers a choice of over 40 affordable medical plans, and a wide range of additional employee benefits. Not only that, we handle all aspects of plan administration, offering consolidated billing, online payment, and online access to benefits for easy enrollment throughout the year.
Business Health Trust was founded in 2007 so that small businesses and non-profits could offer their employees the health benefits they need to stay competitive, and provide health insurance for groups that might not otherwise be able to afford coverage.
Since our founding, we’ve merged with other health trusts, expanded our reach across the state, improved our offerings, and added additional benefits. Today, more than 15,000 small business employees across the state get their health insurance benefits through Business Health Trust.
More than just a benefits solution, we advocate for small business health insurance needs in Washington. We are vigilant about staying on top of changes in the small business health insurance market and advocating for changes that benefit small businesses — nationally, and at the state and local level.
What is Group Health Insurance vs an Association Health Plan?
“Group health insurance” refers to insurance plans that businesses large or small can offer to their employees. An Association Health Plan is when businesses actually band together as one large group which helps lower health insurance expenses and can come with other values as well.
What size of business does Business Health Trust serve?
Whether you have 2 employees or more than 100 we can help you create a benefits program that attracts top talent and keeps your workforce healthy and happy. So as a small tech startup in Seattle, a mid-sized business in Cle Elum, or a non-profit in Bellevue – you can provide competitive health benefits programs to your team.
What kind of business does Business Health Trust work with?
Our partnership with regional Chambers and business associations in Washington allows us to offer insurance plans to virtually every type of business throughout the state of Washington. Businesses we partner with include those in aerospace, agriculture, automotive, business services, construction, healthcare, manufacturing, media, retail, technology, tourism and transportation.
The Centers for Disease Control and Prevention (CDC) has announced that fully vaccinated people can resume activities they did before the pandemic without wearing a mask or socially distancing, and meanwhile all counties in Washington state are in Phase 3 of the COVID-19 Roadmap to Recovery with a full reopening expected June 30. But what Read post
https://businesshealthtrust.com/wp-content/uploads/2021/06/Retail_workers_wearing_masks-AdobeStock_414472722.jpg10002000Mai Ling Slaughterhttps://businesshealthtrust.com/wp-content/uploads/2018/07/logo.pngMai Ling Slaughter2021-06-09 14:57:552021-06-09 15:06:08Confused About Wearing Masks Indoors? Public Health Has Answers
The Seattle Metropolitan Chamber of Commerce and Business Health Trust continue to host 20+ community vaccination clinics throughout the region. This weekend’s clinic will provide 300-600 or more Johnson & Johnson vaccine doses. Those who get vaccinated can get a Dick’s Drive-In Restaurants cheeseburger to go. Students, faculty and staff can schedule appointments through Safeway’s Read post
https://businesshealthtrust.com/wp-content/uploads/2021/05/vaccinated-young-couple-looking-at-bandages.jpg13262000Mai Ling Slaughterhttps://businesshealthtrust.com/wp-content/uploads/2018/07/logo.pngMai Ling Slaughter2021-05-14 08:00:422021-05-26 09:58:01A Vaccine and a Burger: BHT Partnership Teams Up with Dick’s Drive-In
This past year presented so many different challenges and obstacles that tested our strength and resiliency. The global pandemic forced us to cope with situations we never even imagined, and a lot of us struggled with our mental health as a result. Business Health Trust, your source for employee benefits, partners with Wellspring EAP to Read post
https://businesshealthtrust.com/wp-content/uploads/2021/01/meditating-woman-with-mobile-phone.jpg13332000Mai Ling Slaughterhttps://businesshealthtrust.com/wp-content/uploads/2018/07/logo.pngMai Ling Slaughter2021-05-12 09:00:052021-05-17 10:52:51Guided Micro-Sessions, Webinars and More in Mental Health Awareness Month
Partnership brings 1,000 more COVID-19 vaccination appointments to King and Snohomish counties on April 28-29 BOTHELL – The Seattle Metropolitan Chamber of Commerce, T-Mobile, QFC and Business Health Trust will host a community vaccination clinic in Bothell as the group aims to provide 17,000 COVID-19 vaccine doses throughout the region by mid-May. The Bothell clinic Read post
Business Health Trust is taking its core value to be a resource to employers throughout the Puget Sound region with COVID-19 vaccine clinics that so far have immunized 5,500 people and counting. The clinics are being offered through a unique partnership between local grocery stores and business organizations, including Business Health Trust and its plan Read post
https://businesshealthtrust.com/wp-content/uploads/2021/04/covid-19_vaccine-no-faces.jpg13332001Mai Ling Slaughterhttps://businesshealthtrust.com/wp-content/uploads/2018/07/logo.pngMai Ling Slaughter2021-04-13 14:48:152021-04-14 15:49:105,500 and Counting Vaccinated Against COVID-19 Through Business Health Trust Partnership
Are you eligible for a COVID-19 vaccine or about to become eligible and wondering where to start? As of April 15, 2021, all Washingtonians age 16 and older will be eligible to receive the COVID-19 vaccine, and Business Health Trust partner Kaiser Permanente is offering tips to help both members and non-members register for the Read post
https://businesshealthtrust.com/wp-content/uploads/2021/04/covid-vaccine-woman-mask.jpg11262000Mai Ling Slaughterhttps://businesshealthtrust.com/wp-content/uploads/2018/07/logo.pngMai Ling Slaughter2021-04-12 16:30:242021-04-12 16:30:24How to Register for a COVID-19 Vaccine with Kaiser Permanente
On March 25, 2021, Congress extended the Paycheck Protection Program (PPP) Second Draw deadline until May 31, giving eligible businesses and non-profits extra time to submit applications and work with lenders to secure this critical aid. The U.S. Senate voted 92-7 in favor of the extension, giving small businesses and non-profits two more months to Read post
https://businesshealthtrust.com/wp-content/uploads/2021/03/Apply-Now-for-PPP-Twitter.png9001600Mai Ling Slaughterhttps://businesshealthtrust.com/wp-content/uploads/2018/07/logo.pngMai Ling Slaughter2021-03-25 12:56:402021-03-25 12:56:40U.S. Senate Votes to Extend PPP Program to May 31
From Business Health Trust dental provider Delta Dental of Washington. Teaching a kid good oral hygiene is probably the last battle you want to take on at the end of a long day, especially when just getting them to bed can be a struggle. However, brushing and flossing is an extremely important part of children’s Read post