Small Business Health Insurance in Washington
Affordable health insurance for small businesses in Washington State
Medical Insurance & Prescription Plans
Premera Blue Cross medical plans are offered to employers with 5 or more enrolled employees through targeted Industry Health Trusts for companies in the following industries: Aerospace, Healthcare, Media, Tourism, Transportation & Maritime, Agriculture, Business Services, Community Service Orgs, Construction & Real Estate, End-Line Manufacturing, Information Technology, Retail, and Wholesaling.
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- Highly competitive group rates
- 17 different medical plan designs
- Prescription drug coverage included in all plans
- Flexible product offerings with deductibles that range from $200-$5,000
- Option of HSA and non-HSA plans
- Bundled with Employee Assistance Program (EAP) and Life/AD&D insurance, with opportunities to add additional insurance products including Dental, Vision, additional Life/AD&D, Voluntary Life, and Personal Accident Insurance
- Includes virtual care options
Kaiser Permanente medical plans are offered to employers with up to 50 employees, offering scalable, competitive benefits for even the smallest companies.
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- Choice of four Kaiser provider networks: Core, Access PPO, Connect and Elect PPO. The difference between HMO and PPO
- Choice of four plan tiers: Bronze, Silver, Gold and Platinum
- Option of HSA and non-HSA plans
- All plans include pharmacy benefits and deductible options from $250-$6,000
- Virtual care plans available
- Opportunities to add additional insurance products including Dental, Vision, Basic Life/AD&D, Voluntary Life, Disability, Employee Assistance Program (EAP) and Personal Accident Insurance
We help you create a benefits program that attracts talent and keeps your employees healthy and productive – at a budget you can afford.
When you partner with Business Health Trust you get:
- Exclusive choices from major carriers
- A wealth of cost savings opportunities
- Access to policy advocacy, community connections, and business resources
- And comprehensive plan administration, so you can focus on what’s important – your business
For more details about our offering, download a brochure or visit our Benefit Portal to see detailed plan option
Other Benefits and Cost Savings
In addition to quality medical and other insurance benefits, Business Health Trust members can access a wide variety of additional services, resources and savings. Here are just a few:
- On-demand virtual care that allows members to get care at their convenience without a visit to the doctor’s office
- 24-hour nurse line at no additional cost, confidential health advice from a registered nurse
- Passport Corporate employee discount program at no additional cost
- Wellness resources including a monthly Healthy Living with Business Health Trust e-newsletter
- Cost-savings for your business through our Plan Sponsor’s Member Savings Toolkit including:
- Discounts of 10% to 55% percent on common office expenses
- Savings on business services such as human resources, high-speed internet & phone, and email marketing tools
- Discounts up to 50% on retail ORCA passes for employees
- Reduced venue rentals at the Seattle Metro Chamber Microsoft Events Center
Consolidated Administration & Customer Support
Based in Seattle, Business Health Trust is an Association Health Plan that offers comprehensive plan administration, so you can focus on what’s important: your business. For ultimate convenience, we offer consolidated billing, online payment, and online access to benefits for easy enrollment throughout the year. COBRA administration is available at no additional cost, and all plan documents and forms are quickly accessible online. But we know there’s no substitute for a real person. When you need help, our knowledgeable, friendly, local staff is happy to lend a hand.
Who is Eligible?
Washington companies with two or more enrolled employees are eligible to participate in the Business Health Trust benefit program. Participation requires membership with the Seattle Metropolitan Chamber of Commerce or one of our partner organizations: Bellingham Regional Chamber of Commerce, Economic Alliance Snohomish County, OneRedmond, Tacoma-Pierce County Chamber of Commerce, Thurston County Chamber of Commerce, Greater Yakima Chamber of Commerce and Archbright. Your membership in any of the above organizations automatically qualifies you for one of our 13 industry group memberships (at no additional cost), and all the advocacy, resources and savings that go along with it.
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/in Making Informed Decisions, News & Insights, Staying Healthy /by Mai Ling SlaughterThe COVID-19 vaccine is all over the news, but many questions remain. Our Business Health Trust partners are ready with answers to help you navigate the next normal of COVID-19 at the following free webinars: Kaiser Permanente: COVID-19 Vaccine Update and Mental Health Resources Thursday, December 17, 2020 3 – 4 p.m. Learn about the Read post
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/in Getting the Most out of Your Benefits, Making Informed Decisions, Managing Your Employee Benefits Program, News & Insights, Other Business Resources, Running Your Business, Staying Healthy /by Mai Ling SlaughterWith its focus on providing high-quality, affordable employee benefits, Business Health Trust is proud to announce the new Virtual Plus HMO plans available to members enrolled in medical through Kaiser Permanente. Starting in 2021, the Business Health Trust Small-Group Program will include two new options that feature fully covered virtual care visits: Virtual Plus Silver Read post
Open Enrollment Resources to Help You Find the Right Health Plan at the Right Cost
/in Getting the Most out of Your Benefits, Making Informed Decisions, Managing Your Employee Benefits Program, News & Insights, Other Business Resources, Running Your Business /by Mai Ling SlaughterBusiness Health Trust offers more than health insurance — we are also a resource, offering small employers in Washington state the information and tools they need to design and manage a competitive employee benefits program. With open enrollment now under way for many businesses around the state, Business Health Trust strives to help you stay Read post
BHT Expands Virtual Care Access Through Premera Blue Cross in 2021
/in Getting the Most out of Your Benefits, Making Informed Decisions, Managing Your Employee Benefits Program, News & Insights, Other Business Resources, Running Your Business, Staying Healthy /by Mai Ling SlaughterBusiness Health Trust (BHT) is making it even easier to visit with a doctor in 2021 with expanded access to virtual care for members enrolled in medical through Premera Blue Cross. Instead of planning your life around provider access, take advantage of this reimagined network that significantly increases access to primary and hard-to-get specialized care. Read post