Is COVID-19 Testing Covered for Business Health Trust Members?

Business Health Trust is proud to offer competitive insurance benefits to small and mid-sized businesses in Washington state. We partner with major carriers so that our members can provide competitive employee benefit programs that support healthy, productive employees.

Since the COVID-19 pandemic first hit, our medical partners at Premera Blue Cross and Kaiser Permanente have continued to adapt to take care of members’ needs and help keep the community safe.

In most situations, COVID-19 testing is covered for members enrolled in medical through Business Health Trust:

Kaiser Permanente: Testing and diagnosis at Kaiser Permanente are available at no cost to members. If you decide to get tested at an outside lab, you’ll need to pay for your test, but you can file a claim form for reimbursement. Please note that Kaiser Permanente will cover the cost of testing only if it was conducted by a licensed provider.

Read more about COVID-19 testing for Business Health Trust members enrolled in Kaiser Permanente.

Premera Blue Cross: Testing is covered when a doctor orders the test. The test is covered with no out-of-pocket cost with a doctor’s order. However, keep in mind that most plans don’t cover COVID-19 testing for:

  • Return to work or school
  • Caretaker work requirements
  • Contact tracing
  • Travel requirements
  • Community management
  • Government requested

Read more about COVID-19 testing for Business Health Trust members enrolled in Premera Blue Cross.