Immunization syringe on top of immunization history.

Protect your health with an annual flu shot

Getting a flu shot is one of the best ways to protect yourself from getting sick. The flu virus changes every year, so you should get the vaccine each year. According to the U.S. Centers for Disease Control, everyone over the age of 6 months should get a flu shot. You can get a flu vaccination at almost any in-network pharmacy or doctor. If you go to an in-network doctor or pharmacy, your flu shot is free*.

* If the flu shot is your only reason for your office visit, the visit will be fully covered for members enrolled in Premera medical through the Business Health Trust. If you have other care or services as part of the office visit, you may responsible for all or part of the cost of the visit. You may need to pay up-front at your pharmacy. Go to premera.com to download and submit a medical claim form to be reimbursed.

Tip: Find an in-network doctor or pharmacy by visiting premera.com and using the Find a Doctor tool.

Model of earth with stethoscope.

Event: Executive Speaker Series: Global Health

Local companies are spreading our Northwest values abroad, harnessing technology and innovation to improve the quality of lives on a global scale. Washington state is fortunate to be home to world class research centers, and numerous global health organizations.

Visit the Seattle Metropolitan Chamber of Commerce website for more information and registration details.

  • Date: Monday, October 29, 2018
  • Time: Noon to 1:30 p.m.
  • Location: Microsoft Events Center at the Seattle Metro Chamber
  • Address: 1301 Fifth Ave., Suite 1500, Seattle, WA, 98101 (Get Directions)
  • Members: $45 pre-paid ($55 as of October 27)
  • Non-Members: $70 pre-paid ($110 as of October 27)

Questions: Contact Betsy Paige at 206-389-7345

Speakers:
Dr. John Aitchison, PhD
President and Director
Center for Disease Research

Dr. Toni Hoover
Director of Strategy,
Planning and Management
for Global Health
Bill & Melinda Gates Foundation

Brian Neville
Controller and Director of
Global Accounting
PATH

Niki Robinson
Vice President, Business Development & Strategy
Fred Hutchinson
Cancer Research Center

Dena Morris
President
Washington Global Health Alliance

October is Domestic Violence Awareness Month

Domestic violence is a willful intimidation, and consistent effort to maintain power and control over the other. Some examples of abusive tendencies include but are not limited to:

  • Telling the victim that they can never do anything right
  • Showing jealousy of the victim’s family and friends and time spent away
  • Accusing the victim of cheating
  • Embarrassing or shaming the victim with put-downs
  • Taking the victim’s money or refusing to give them money for expenses
  • Looking at or acting in ways that scare the person they are abusing
  • Controlling who the victim sees, where they go, or what they do
  • Dictating how the victim dresses, wears their hair, etc.
  • Stalking the victim or monitoring their victim’s every move (in person or also via the internet and/or other devices such as GPS tracking or the victim’s phone)
  • Preventing the victim from making their own decisions
  • Telling the victim that they are a bad parent or threatening to hurt, kill, or take away their children
  • Threatening to hurt or kill the victim’s friends, loved ones, or pets
  • Intimidating the victim with guns, knives, or other weapons
  • Forcing sex, or sabotaging birth control
  • Pressuring or forcing the victim to use drugs or alcohol
  • Preventing the victim from working or attending school, harassing the victim at either, keeping their victim up all night so they perform badly at their job or in school
  • Destroying the victim’s property

For anonymous, confidential help available 24/7, call the National Domestic Violence Hotline at 1-800-799-7233 (SAFE) or 1-800-787-3224 (TTY), or if you are unsure, or maybe concerned about someone, call your Employee Assistance Program. 

Source: Adapted from National Coalition Against Domestic Violence, Learn More: What Is Domestic Violence; retrieved from https://ncadv.org/learn-more, on January 12, 2018, by Wellspring EAP. 

If you would like to access your Wellspring EAP benefits, go to WellspringEAP.org; or to purchase Wellspring EAP services, connect with us at BusinessHealthTrust.com/contact-us.

Is a preventive dental check-up really worth it?

Yes, experts agree, staying on top of preventive care is the best way to keep your smile healthy.

Why?  Every day, plaque and tartar buildup on and between your teeth.  Daily brushing and flossing remove most of it, but dental cleanings get it all.

Still not convinced? Here are 3 reasons to visit your dentist:

1. It removes surface stains

Hygienists use professional toothpastes—ones that remove 35% more stains than at-home brushing.

2. It improves your breath

Like plaque, bacteria hide in your mouth’s hard-to-reach crannies. A cleaning removes deposits on teeth near the gum line.

3. It helps prevent serious problems

During a dental exam, your dentist checks for signs of tooth decay, gum disease, and oral cancer.

Though a single dental cleaning isn’t an instant fix, one appointment can make a big difference. Schedule your next visit today!

Find an in-network dentist near you with MySmile®. Register now.

* Delta Dental of Washington, 2018

BHT Partners with Economic Alliance Snohomish County

Economic Alliance Snohomish County (EASC) has entered into a partnership with Business Health Trust to offer comprehensive, affordable employee benefits to small and mid-sized businesses and non-profits in the state. The Business Health Trust (BHT) program is available to companies with two employees or more. This program can help organizations create a benefits program that attracts talent and keeps your employees healthy and productive – at a budget you can afford.

The BHT program is one of many pivotal partnerships and programs offered through EASC to help support companies of all sizes in Snohomish County to grow and flourish.

Health and Wellness Benefits through Business Health Trust

BHT’s comprehensive offerings give employers a choice of over 20 affordable medical plans from some of the largest and most respected carriers in the state, as well as a wide range of additional employee benefits. BHT members also receive free access to HR resources through an online Archbright membership with the ability to access other services.

Your choices include:

  • Medical (5-199 enrolled employees): Premera Blue Cross
  • Medical (up to 50 employees): Kaiser Permanente
  • Dental: Delta Dental of Washington
  • Vision: VSP Vision Care Inc.
  • Employee Assistance Program: Wellspring EAP
  • Life/AD&D/Voluntary Life/Disability: LifeMap
  • Voluntary Personal Accident: AIG

Business Health Trust makes it easy for companies of any size to offer robust benefits packages to employees, including comprehensive plan administration, consolidated billing, online payment and access to benefits from their phone, PC or tablet for easy enrollment throughout the year.

Business Health Trust is a valued resource for small employers in Washington State providing the information and tools they need to design and manage a competitive employee benefits program, help their employees make good use of medical and wellness benefits and keep up-to-date on policy issues that affect small businesses in the state.

In line with the advocacy efforts of EASC, Business Health Trust also advocates for small business insurance needs in Washington. Business Health Trust was founded so small businesses and non-profits could offer their employees the health benefits they need to stay competitive, providing health insurance for groups whom might not otherwise be able to afford coverage.

For more information

To request a Business Health Trust quote, please contact your insurance producer or broker. If you do not have a broker, contact BHT at (206) 602-3558 or info@businesshealthtrust.com.

About Economic Alliance Snohomish County

Economic Alliance Snohomish County (EASC) is the countywide economic development organization and chamber of commerce in Snohomish County. EASC brings together private-public partners to create a unified voice for Snohomish County. EASC is committed to growing and nurturing a vital regional economy that is globally competitive. This is achieved by expanding partnerships, developing key resources and building the infrastructure systems creating local and regional employment centers. For more information about EASC, visit www.economicalliancesc.org.

New FREE HR Resources for BHT Members

10 Nutrition and Diet Apps for 2018

The smartphone in your pocket is a miracle of modern science. Its processing power is millions of times greater than that of the machines NASA used for the Moon landings, and it connects you to a worldwide network of over 3 billion people.

Today’s best diet apps leverage the power of your smartphone to help you take control of your nutrition and health through better eating. Kaiser Permanente tested 10 of the most popular weight loss app choices for Android and iPhone (iOS).

Here’s a breakdown of those choices, and a look at their pros and cons.

Photo by Luke Porter on Unsplash

Event: 36th Annual ‘Best Practices for Best Employers™’ Labor and Employment Seminar

Learn more about this event hosted by the Seattle Metropolitan Chamber of Commerce.

Join Lane Powell, Seattle Metropolitan Chamber of Commerce, Washington Bankers Association, Washington Retail Association and Greater Seattle Business Association on Tuesday, October 23 at the Grand Hyatt in Seattle for this consistently popular Best Practices for Best Employers™ seminar that attendees call “by far one of the best in the country.”

This seminar is ideal for employers, HR professionals, in-house counsel and managers, and will provide the most recent insights in employment practices to comply with fast-changing rules and to avoid disruptive and expensive government audits, charges and employee lawsuits. Join us to learn what to do now to be ready for changes coming in 2019.

Learn more at Lane Powell.

Event: Executive Speaker Series: Healthcare: Meeting Needs Through Virtual Care

Now you can speak to a health professional without ever leaving your home, and even get prescriptions delivered right to your doorstep. Hear more from local healthcare experts on the impacts of these innovative approaches and what’s to come in health coverage.

Visit the Seattle Metropolitan Chamber of Commerce website for more information and registration details.

  • Date(s): Wed, Sep 12, 2018
  • Time(s): 12:00 PM – 01:30 PM
  • Location: Microsoft Events Center at the Seattle Metro Chamber
  • Address: 1301 5th Ave, Ste 1500, Seattle, WA, 98101 (Get Directions)
  • Members: $45 pre-paid ($55 as of 9/10)
  • Non-Members: $70 pre-paid ($110 as of 9/10)

Questions: Contact Betsy Paige at 206-389-7345

Speakers:
Dr. Chris Cable
Senior Medical Director, Clinical Excellence and Integration
Kaiser Permanente

Dr. Ted Conklin
VP of Provider and Customer Engagement
Premera Blue Cross

Karen Gifford
Administrative Director
Virginia Mason Medical Center

Dr. Brad Younggren
Chief Medical Officer
98point6

Jaja Okigwe
President and CEO
First Choice Health

Flexible Spending Accounts—a Great Way to Set Aside Money for Certain Expenses

There are two types of FSAs:
1. Healthcare: For eligible medical, dental, and vision expenses, such as plan deductibles, copays, and coinsurance.
2. Dependent care: For eligible dependent care expenses, such as daycare for a child.

With an FSA, you:

  • Save on taxes: You can automatically deposit funds from your paycheck pre-tax into your FSA.
  • Pay for eligible expenses: These may include medical, dental, and vision care costs, copays, coinsurance, prescriptions, and some over-the-counter medications.

Paying for eligible expenses is simple

  • Use your healthcare payment card like you would a debit card to pay for qualified out-of-pocket medical costs.
  • Or pay with your own credit card, cash, or check. Then sign in at SIMON and file the claim for reimbursement by check or direct deposit.

Tip: To manage your FSA online, sign in at SIMON

Great news! All BHT members can take advantage of the tax-savings associated with a Flexible Spending Account. Our Administrator, Vimly, provides FSAs as an additional service. Contact bht@vimly.com.

FSA vs HSA