Health and Wellness Support Beyond Medical Coverage

In this season of thanks and giving, the Business Health Trust (BHT) wants to remind you that we care about your health, nutrition, and fitness. That’s why Premera Blue Cross, the medical carrier for the BHT’s Industry Health Trusts, offers special perks through its Member Discounts Program.

The program is separate from your medical benefits plan. These member discounts are just another way Premera supports the health of you and your family beyond providing medical coverage.

Popular discount categories include:

  • Diet, nutrition, and supplements
  • Eye care services and hardware
  • Fitness clubs and gyms
  • Health products and devices
  • Hearing aids and screenings
  • Newborn services and products

You and your covered dependents can take advantage of discounts that stretch your dollar and meet a variety of health needs—vitamins and supplements, electric toothbrushes, products to baby proof your home, weight loss programs, and more.

Go to premera.com/discounts for more details. Offers might not be available in all locations. Please check with the company offering the discount before making your purchase.

Five Lifestyle Factors Lower Diabetes Risk

November is American Diabetes Month

A recent study found that a combination of 5 healthy lifestyle factors may help reduce the chance of developing type 2 diabetes, even if family history puts you at risk for the disease.

People with diabetes have too high levels of glucose, a type of sugar, in their blood. Over time, high levels of glucose can lead to heart disease, stroke, blindness, and other problems.

Several lifestyle factors can reduce your risk for type 2 diabetes, the most common form of the disease. A research team led by Dr. Jared Reis of NIH studied 5 factors:

  • having a healthy diet,
  • keeping an ideal body weight,
  • being physically active,
  • not smoking, and
  • minimizing alcohol use

The team used data collected in the mid-1990s from more than 200,000 older adults. They then looked to see who had developed diabetes over the next decade.

The analysis showed that the more healthy lifestyle factors adopted, the lower the risk for diabetes. Men with all 5 healthy lifestyle factors had a 72% lower risk of developing diabetes. Women had an 84% lower risk.

A family history of diabetes is strongly linked to type 2 diabetes. But these results show that you may still be able to prevent or delay the disease by leading a healthy lifestyle.

“Not being overweight or obese led to the greatest protection,” Reis says. “However, we found that overweight or obese adults with a greater number of the other healthy lifestyle factors had a lower risk of developing diabetes. This is good news because it suggests that overweight or obese adults can benefit by adopting other healthy lifestyle behaviors.”

Source: National Institutes of Health, Five Lifestyle Factors that Lower Diabetes, https://newsinhealth.nih.gov/2011/10/five-lifestyle-factors-lower-diabet…, retrieved 11/6/2018

Explore Common Misconceptions About Diabetes

The American Diabetes Association published a list of common diabetes myths and corresponding facts that debunk them. Access the resource published on their website, via this link.

Are You at Risk for Type 2 Diabetes?

Take a simple assessment to find out if you are at risk for diabetes. If your results indicate you may be a risk, talk to your health care provider about a plan to help you stay healthy. Access the assessment here.

Deep Dive Into Diabetes

If you would like to learn more about diabetes, explore the resources provided by the National Institutes of Health. Learn the basics of what it is, the different types, associated health problems, symptoms and causes, managing the disease, information on prevention, and more. These resources can be accessed via this link.

If you would like to access your Wellspring EAP benefits, go to WellspringEAP.org; or to purchase Wellspring EAP services, connect with us at BusinessHealthTrust.com/contact-us.

Stamp out your smoking habit

Want a healthier smile AND better overall health?  Kicking your smoking habit is a great start.   

Quitting your smoking habit is a great start to enjoying a lifetime of good oral and overall health.

How quitting benefits your body:

  • 20 minutes later, your heart rate drops
  • 1 year later, you’ve cut your added risk for heart disease in half
  • 10 years later, your oral cancer risk is almost the same as a non-smoker

How quitting benefits your smile:

  • Fresher breath
  • Whiter, less sensitive teeth
  • Lower risk of gum disease and oral cancer

Giving up an addiction can be challenging, but you don’t have to do it alone.  Discuss smoking cessation options with your doctor or dentist. They’ll help get you on the path to a lifelong, healthy you.

View your dental coverage and find an in-network dentist near you with MySmile®. Register now

* Delta Dental of Washington, 2018

Choosing the right plan for you

You have choices when selecting a health plan during open enrollment. That’s a good thing, but it does mean you need to take action to find the right options for you and your family.

Try these 3 strategies to make sure you get the right coverage for you:

  • Call your favorite family doctors. Do they work with the plan you are considering? If not, are you willing to choose a new doctor?
  • Compare the different types of plans. One way to help you compare them is to look for a summary of benefits, which highlight plan differences.
  • Consider prescription coverage. Are your regular medications covered? Can you save on generic versions or by receiving prescriptions by mail?

 Tip: Sleep on it. If possible, allow yourself at least one night to mull over your choices. That way, you’ll be more confident you made the right call.

Premera Blue Cross

Event: South Sound Summit in Tacoma

As a member or partner of Business Health Trust (BHT), you’re invited to join the South Sound Summit at a discounted rate of $99!

This half-day conference, hosted by BHT association partner Tacoma-Pierce Chamber of Commerce, has all the components needed to advance south sound business.

  • Date: Tuesday, October 30, 2018
  • Time: 12:30 – 6 p.m.
  • Location: Greater Tacoma Convention Center
  • Address: 1500 Commerce St., Tacoma, WA 98402
  • Cost: Register for a discounted rate of $99 by using code CREATE18 at www.southsoundsummit.com.

During “Influencers of the South Sound,“ your organization’s management will benefit from area leaders as they share their insight on how to disrupt the market and stay ahead of the competition through innovation and vision in these TED-like talks.

All your employees, from business development representatives to human resources professionals, will learn real business solutions and the latest tips and trends from industry experts at our “Tactical Business Solutions” breakout sessions.

Between sessions make sure to stop by one of our “Ask the Experts” stations where industry professionals will provide valuable answers to your questions.

The evening will conclude with the elevation celebration. Reach new heights at the biz expo, where cocktail party meets business expo. Grab a cocktail and meet future business partners in a relaxed environment.

Immunization syringe on top of immunization history.

Protect your health with an annual flu shot

Getting a flu shot is one of the best ways to protect yourself from getting sick. The flu virus changes every year, so you should get the vaccine each year. According to the U.S. Centers for Disease Control, everyone over the age of 6 months should get a flu shot. You can get a flu vaccination at almost any in-network pharmacy or doctor. If you go to an in-network doctor or pharmacy, your flu shot is free*.

* If the flu shot is your only reason for your office visit, the visit will be fully covered for members enrolled in Premera medical through the Business Health Trust. If you have other care or services as part of the office visit, you may responsible for all or part of the cost of the visit. You may need to pay up-front at your pharmacy. Go to premera.com to download and submit a medical claim form to be reimbursed.

Tip: Find an in-network doctor or pharmacy by visiting premera.com and using the Find a Doctor tool.

Model of earth with stethoscope.

Event: Executive Speaker Series: Global Health

Local companies are spreading our Northwest values abroad, harnessing technology and innovation to improve the quality of lives on a global scale. Washington state is fortunate to be home to world class research centers, and numerous global health organizations.

Visit the Seattle Metropolitan Chamber of Commerce website for more information and registration details.

  • Date: Monday, October 29, 2018
  • Time: Noon to 1:30 p.m.
  • Location: Microsoft Events Center at the Seattle Metro Chamber
  • Address: 1301 Fifth Ave., Suite 1500, Seattle, WA, 98101 (Get Directions)
  • Members: $45 pre-paid ($55 as of October 27)
  • Non-Members: $70 pre-paid ($110 as of October 27)

Questions: Contact Betsy Paige at 206-389-7345

Speakers:
Dr. John Aitchison, PhD
President and Director
Center for Disease Research

Dr. Toni Hoover
Director of Strategy,
Planning and Management
for Global Health
Bill & Melinda Gates Foundation

Brian Neville
Controller and Director of
Global Accounting
PATH

Niki Robinson
Vice President, Business Development & Strategy
Fred Hutchinson
Cancer Research Center

Dena Morris
President
Washington Global Health Alliance

October is Domestic Violence Awareness Month

Domestic violence is a willful intimidation, and consistent effort to maintain power and control over the other. Some examples of abusive tendencies include but are not limited to:

  • Telling the victim that they can never do anything right
  • Showing jealousy of the victim’s family and friends and time spent away
  • Accusing the victim of cheating
  • Embarrassing or shaming the victim with put-downs
  • Taking the victim’s money or refusing to give them money for expenses
  • Looking at or acting in ways that scare the person they are abusing
  • Controlling who the victim sees, where they go, or what they do
  • Dictating how the victim dresses, wears their hair, etc.
  • Stalking the victim or monitoring their victim’s every move (in person or also via the internet and/or other devices such as GPS tracking or the victim’s phone)
  • Preventing the victim from making their own decisions
  • Telling the victim that they are a bad parent or threatening to hurt, kill, or take away their children
  • Threatening to hurt or kill the victim’s friends, loved ones, or pets
  • Intimidating the victim with guns, knives, or other weapons
  • Forcing sex, or sabotaging birth control
  • Pressuring or forcing the victim to use drugs or alcohol
  • Preventing the victim from working or attending school, harassing the victim at either, keeping their victim up all night so they perform badly at their job or in school
  • Destroying the victim’s property

For anonymous, confidential help available 24/7, call the National Domestic Violence Hotline at 1-800-799-7233 (SAFE) or 1-800-787-3224 (TTY), or if you are unsure, or maybe concerned about someone, call your Employee Assistance Program. 

Source: Adapted from National Coalition Against Domestic Violence, Learn More: What Is Domestic Violence; retrieved from https://ncadv.org/learn-more, on January 12, 2018, by Wellspring EAP. 

If you would like to access your Wellspring EAP benefits, go to WellspringEAP.org; or to purchase Wellspring EAP services, connect with us at BusinessHealthTrust.com/contact-us.

Is a preventive dental check-up really worth it?

Yes, experts agree, staying on top of preventive care is the best way to keep your smile healthy.

Why?  Every day, plaque and tartar buildup on and between your teeth.  Daily brushing and flossing remove most of it, but dental cleanings get it all.

Still not convinced? Here are 3 reasons to visit your dentist:

1. It removes surface stains

Hygienists use professional toothpastes—ones that remove 35% more stains than at-home brushing.

2. It improves your breath

Like plaque, bacteria hide in your mouth’s hard-to-reach crannies. A cleaning removes deposits on teeth near the gum line.

3. It helps prevent serious problems

During a dental exam, your dentist checks for signs of tooth decay, gum disease, and oral cancer.

Though a single dental cleaning isn’t an instant fix, one appointment can make a big difference. Schedule your next visit today!

Find an in-network dentist near you with MySmile®. Register now.

* Delta Dental of Washington, 2018

BHT Partners with Economic Alliance Snohomish County

Economic Alliance Snohomish County (EASC) has entered into a partnership with Business Health Trust to offer comprehensive, affordable employee benefits to small and mid-sized businesses and non-profits in the state. The Business Health Trust (BHT) program is available to companies with two employees or more. This program can help organizations create a benefits program that attracts talent and keeps your employees healthy and productive – at a budget you can afford.

The BHT program is one of many pivotal partnerships and programs offered through EASC to help support companies of all sizes in Snohomish County to grow and flourish.

Health and Wellness Benefits through Business Health Trust

BHT’s comprehensive offerings give employers a choice of over 20 affordable medical plans from some of the largest and most respected carriers in the state, as well as a wide range of additional employee benefits. BHT members also receive free access to HR resources through an online Archbright membership with the ability to access other services.

Your choices include:

  • Medical (5-199 enrolled employees): Premera Blue Cross
  • Medical (up to 50 employees): Kaiser Permanente
  • Dental: Delta Dental of Washington
  • Vision: VSP Vision Care Inc.
  • Employee Assistance Program: Wellspring EAP
  • Life/AD&D/Voluntary Life/Disability: LifeMap
  • Voluntary Personal Accident: AIG

Business Health Trust makes it easy for companies of any size to offer robust benefits packages to employees, including comprehensive plan administration, consolidated billing, online payment and access to benefits from their phone, PC or tablet for easy enrollment throughout the year.

Business Health Trust is a valued resource for small employers in Washington State providing the information and tools they need to design and manage a competitive employee benefits program, help their employees make good use of medical and wellness benefits and keep up-to-date on policy issues that affect small businesses in the state.

In line with the advocacy efforts of EASC, Business Health Trust also advocates for small business insurance needs in Washington. Business Health Trust was founded so small businesses and non-profits could offer their employees the health benefits they need to stay competitive, providing health insurance for groups whom might not otherwise be able to afford coverage.

For more information

To request a Business Health Trust quote, please contact your insurance producer or broker. If you do not have a broker, contact BHT at (206) 602-3558 or info@businesshealthtrust.com.

About Economic Alliance Snohomish County

Economic Alliance Snohomish County (EASC) is the countywide economic development organization and chamber of commerce in Snohomish County. EASC brings together private-public partners to create a unified voice for Snohomish County. EASC is committed to growing and nurturing a vital regional economy that is globally competitive. This is achieved by expanding partnerships, developing key resources and building the infrastructure systems creating local and regional employment centers. For more information about EASC, visit www.economicalliancesc.org.