Getting the Most out of Your Benefits

Business Health Trust Members Have Access to Preventive Care — at No Cost!

When Business Health Trust members enrolled in medical through Premera Blue Cross receive routine preventive care, your health plan pays for the services — you don’t!

By getting preventive care you:

  • Help avoid serious health problems — and additional healthcare costs — before they start
  • Stay healthy for the people at home and at work who count on you

Preventive services may include screenings, vaccinations and medications. You can get the full preventive care list and guide to using your benefits at Premera.Com/WA/StayHealthy.

Tip: During your preventive care visit, if your doctor recommends other screenings or tests that are not considered preventive, you may have out-of-pocket costs.

Smiling senior man in medical clinic.

What You Should Expect During a Visit to the Doctor’s Office

From our wellness partners at Washington Health Alliance.

You should expect certain things to happen every time you go to the doctor. If you can check off the items on this list, you are having a good experience. Having a good experience at the doctor’s office helps you stay on top of any problems and can improve your health.

  • I was able to schedule an appointment as soon as I thought I needed it.
  • My doctor listened to my questions and gave me helpful answers I was able to understand.
  • I felt respected by my doctor and the entire staff (or care team).
  • My doctor knew my medical history.
  • I had enough time to ask the questions I needed to.

You can also visit the Community Checkup to compare scores for patient experience at providers in Washington state.

Eyeglasses in front of eye test.

Planning Your Eye Doctor Visit

From our wellness partners at VSP Vision Care Inc.

An annual eye exam is a great step in taking care of not only your eyes but your overall health. Eye exams can detect signs of serious conditions such as diabetes and high blood pressure. Visiting the eye doctor doesn’t have to feel intimidating, even if you haven’t been there in a while. Knowing how to prepare for the visit and thinking ahead is an important part of the eye exam process. Here are some tips to help you make the most of your next visit.

What to Know About Your Vision Benefits:
  • For personalized information about your benefits, create an account or log in to your vsp.com account. You’ll see your vision plan and coverage and easily view benefits for all your covered dependents from your desktop, mobile or tablet. Click here to learn how to create an account.
  • Once you’re logged in, you’ll also be able to find a VSP network doctor that accepts your vision plan and view how you can save with Exclusive Member Extras.
What to Think About Before Your Eye Exam:
  • Have I noticed any eye problems such as blurry vision, flashes of light, poor night vision, or double vision?
  • Do I have trouble judging distances or distinguishing between reds and greens?
  • Is my vision impacting me from doing certain activities?
  • How well am I taking care of my glasses or contacts? Do I take my contacts out each night and rinse them thoroughly?
  • Have I had any health issues, injuries, operations, or sicknesses lately that my eye doctor should know about?
  • Does my family have a history of eye problems such as glaucoma or cataracts?
What to Bring to Your Eye Exam:
  • Your current glasses, sunglasses, and contacts.
  • A list of current medications—and not just prescription medications. Your eye doctor can look at the list and determine if your medications could be affecting your vision.
  • The name and address of your primary care doctor.
  • If your appointment includes having your pupils dilated—and most yearly eye exams do—bring a friend or family member to drive you home. Many people can’t see well enough to drive safely after having their eyes dilated.
  • Your vision insurance information.
  • A list of the questions you want to ask your doctor, so you don’t forget them.
What to Ask Your Eye Doctor:
  • Has anything about my eyes changed since my last visit that I should know about?
  • What are my options for improving my vision?
  • Am I a candidate for laser vision correction?
  • What are the advantages of wearing both contact lenses and glasses?
  • How many hours per day can I wear contacts?
  • Should I look out for anything in particular when it comes to my eyes and overall health?
  • How can I protect my vision while staying active?
  • Should I be doing anything differently to care better for my eyes?
  • Can I schedule my next eye exam?
When to Follow Up with Your Eye Doctor:
  • If you receive contacts or glasses for the first time, plan to follow up with your eye doctor after about two weeks so you can report back on how well they are working.
  • If your eye doctor adjusts your prescription and your new glasses or contacts aren’t working out, let your eye doctor know immediately.

With a little bit of preparation, your eye exam should be a simple and straightforward process. Take a few moments beforehand to get ready, and your eyes will thank you.

If you haven’t already scheduled your next eye exam, you can do it now.

Information received through VSP Vision Care channels is for informational purposes only and does not constitute medical advice, medical recommendations, diagnosis or treatment. Always seek the advice of your eye doctor, physician or other qualified health provider with any questions you may have regarding a medical condition. 

Tips for “Healthy Living” Through the Holidays and Beyond!

The holidays offer the ideal time to reflect on the past year, while also setting expectations for your family’s annual holidays traditions.

If it’s time for a change, the December edition of Healthy Living with Business Health Trust offers tips to help you introduce new holiday traditions as families evolve. We even offer a new dessert tradition for a more naturally sweetened Dark Chocolate and Ginger Biscotti!

Speaking of food and nutrition, we also take a look at the top health food trends of 2019, and help you separate hype from fact.

To read more, take a look at the December Healthy Living with Business Health Trust, or subscribe to the monthly e-newsletter today!

New Health Plan, New Doctor?

From our wellness partners at Washington Health Alliance.

It’s that time: you are considering a new health plan or choosing between several plans. But with a new plan, will you still be able to see your doctor, or will you need to find someone new? Before signing up for a new health plan, check to see if your preferred doctors, clinics and hospitals are covered.

“What is a provider network?”
Each health plan contracts with specific health care providers and facilities. This is called a “provider network” and it varies from plan to plan. Even two plans offered by the same insurance company can have different provider networks. For the lowest costs, make sure you are going to an in-network provider or hospital for your care. Depending on the type of plan, out-of-network providers and hospitals could be MUCH more expensive.

“I want to keep my doctor.”
If you already have doctors you like, check to see if they are in the plan’s provider network. The provider directories are usually on an insurance company’s web site. But the lists could be out of date. If you don’t see your doctor in the directory, call your doctor and ask if they are covered under that plan. If you have a preferred hospital, check to make sure it is in-network as well.

“I need to choose a new doctor.”
Maybe you don’t have a preferred provider or hospital. Or maybe your plan options do not cover your preferred doctor. First, try selecting a plan with many in-network providers close to your office or home. You can then use the Community Checkup to compare the quality of care different clinics provide.

Domestic Violence Prevention Awareness

From our wellness partners at Wellspring EAP.

All relationships exist on a spectrum from healthy to abusive with unhealthy somewhere in the middle.

Check out the Relationship Spectrum below to see where your relationship falls.

A healthy relationship means that both you and your partner(s) are:

  • Communicating: You talk openly about problems and listen to one another. You respect each other’s opinions.
  • Respectful: You value each other as you are.
  • Trusting: You believe what your partner has to say. You do not feel the need to “prove” each other’s trustworthiness.
  • Honest: You are honest with each other, but can still keep some things private.
  • Equal: You make decisions together and hold each other to the same standard.
  • Enjoying personal time: You enjoy spending time apart, alone or with others. You respect each other’s need for time apart.
  • Making mutual sexual choices: You talk openly about sexual and reproductive choices together. All partners willingly consent to sexual activity and can safely discuss what you are and are not comfortable with.
  • Economic/financial partners: You and your partner have equal say with regard to finances. All partners have access to the resources they need.
  • Engaging in supportive parenting: All partners are able to parent in a way they feel comfortable with. You communicate together about the needs of the child(ren), as well as the needs of the parents.​

You may be in an unhealthy relationship if one or more partners is:

  • Not communicating: When problems arise, you fight or you don’t discuss them at all.
  • Disrespectful: One or more partners is not considerate of the other(s).
  • Not trusting: One partner doesn’t believe what the other says, or feels entitled to invade their privacy.
  • Dishonest: One or more partners tells lies.
  • Trying to take control: One partner feels their desires and choices are more important.
  • Only spending time with your partner: Your partner’s community is the only one you socialize in.
  • Pressured by the other into sexual activity: One partner uses pressure or guilt on the other to have sex or do anything sexual at any point.
  • Ignoring a partner’s boundaries: It is assumed only one partner is responsible for making informed decisions.
  • Unequal economically: Finances are not discussed, and/or it is assumed only one partner is in charge of finances.

Abuse is occurring in a relationship when one partner:

  • Communicates in a way that is hurtful, threatening, insulting or demeaning.
  • Mistreats the other: One partner does not respect the feelings, thoughts, decisions, opinions or physical safety of the other.
  • Accuses the other of cheating or having an affair when it’s not true: The partner who accuses may hurt the other in a physical or verbal way as a result.
  • Denies that the abusive actions are abuse: An abusive partner may try to blame the other for the harm they’re doing, or makes excuses for abusive actions or minimizes the abusive behavior.
  • Controls the other: There is no equality in the relationship. One partner makes all decisions for the couple without the other’s input.
  • Isolates the other partner: One partner controls where the other one goes and who they talk to. They may isolate their partner from family and friends.
  • Forces sexual activity or pregnancy: One partner forces the other to have sex, or do anything they don’t want to do sexually at any point. In relationships where pregnancy is a physical possibility, one partner may force the other to become pregnant.
  • Exerts economic control: One partner controls the money and access to resources. Having an open dialogue about finances is not an option. This may include preventing a partner from earning an income or not allowing a partner access to their own income.
  • Engages in manipulative parenting: One partner uses the child(ren) to gain power and control over the other partner, including telling the child(ren) lies or negative things about the other partner.

If you feel your relationship may be unhealthy or abusive, call the National Domestic Violence Hotline at 1-800-799-SAFE (7233) or chat live 24/7/365 via their website at https://www.thehotline.org/.

Source: Relationship Spectrum, National Domestic Violence Awareness Hotline, https://www.thehotline.org/healthy-relationships/relationship-spectrum/ Retrieved 10/16/2019

Business Health Trust members enrolled in an Industry Health Trust have access to up to three in-person visits with a counselor through Wellspring EAP. For more information on the Employee Assistance Program (EAP) through Business Health Trust, view the plan summary.

If you would like to access your Wellspring EAP benefits, go to WellspringEAP.org; or to purchase Wellspring EAP services, email info@businesshealthtrust.com.

Get Tips for a Stress-Free, Fun-Filled Thanksgiving

Let the holiday season be all about fun, family and wellness with help from the November edition of Healthy Living with Business Health Trust. From 8 simple holiday hosting tips to flu shot resources and more, our wellness partners have you covered!

If you’re not already a subscriber, click here to receive our wellness tips in your inbox each month and see past editions.

More importantly, have a stress-free, fun-filled Thanksgiving!

Graphic showing HR resources.

Access HR Support at a Discount as a Business Health Trust Member

As a Business Health Trust member, you already have free access to valuable HR resources through your complimentary Archbright Online Membership.

For Business Health Trust members who want additional HR support, Business Health Trust and Archbright have also partnered to provide an exclusive Bronze membership just for you.

2019 Bronze Membership, exclusive to Business Health Trust Online Members

Bronze membership provides access to key resources to help support your company’s HR function, including:

  • HR Hotline — HR compliance guidance at your fingertips. Simply email or call our HR Advisors with your HR concerns and questions.
  • HR Toolkit — Online access to hundreds of vetted policies, forms and keynotes.
  • Publications & eAlerts — Our monthly newsletter Insights and email bulletins on important compliance news.
  • HR Snapshot — A quick online assessment of the health of your HR function.
  • Archbright Surveys — Survey Reports included for first year of membership. Then, participate in a survey and receive the report for free.
  • HR Recertification Credits — Employees of member companies can earn up to 12 HRCI credits due to Archbright membership.
  • 10% Discount on List Price for Services (some exceptions apply).
  • 20% discount off your first 12 months’ dues.

Current 2019 Bronze dues: $149/month (reg. price)

Business Health Trust’s 2019 Bronze Dues: $119.20/month (20% off)

Dues are subject to change for 2020, but your 20% discount terms apply!

To find out more about Bronze membership, visit Archbright.com, or contact info@archbright.com, 206.329.1120 or 509.381.1635.

Prepare for Flu Season with Business Health Trust

With cold and flu season just getting started, now is the time to get your flu shot if you haven’t already. It’s easy to do if you’re enrolled in Business Health Trust’s medical coverage through Premera Blue Cross or Kaiser Permanente.

Kaiser Permanente

For Business Health Trust members enrolled in medical with Kaiser Permanente, the flu vaccine is covered as an in-network preventive service for all Kaiser Permanente members; deductibles and coinsurance my apply.

Flu vaccinations are available at all Kaiser Permanente medical offices. Get your vaccine during a regular appointment, or drop by your clinic between 8:30 a.m. to 5 p.m. (some injection rooms are closed at lunchtime). You can also get your vaccine at a CareClinic inside several Bartell Drugs locations.

Learn more about Immunizations, vaccinations, and shots: What they are and how they can save your life.

Premera Blue Cross

For Business Health Trust members enrolled in medical with Premera Blue Cross, your flu shot is free* if you go to an in-network doctor or pharmacy. Employers can make it even easier to support a healthy workplace by setting up an on-site flu shot clinic.

Not sure whether the flu vaccine is for you? Read these 5 popular myths about the flu shot.

*If the flu shot is your only reason for your office visit, the visit will be fully covered. If you have other care or services as part of the office visit, you may responsible for all or part of the cost of the visit. You may need to pay up-front at your pharmacy. Go to premera.com to download and submit a medical claim form to be reimbursed.

Savor the Immune-Boosting Flavors of Fall with Our Healthy Living E-Newsletter

The falling leaves of autumn are a good excuse to head outside to enjoy the season, as well as a reminder to take advantage of the bountiful harvest that awaits. This month’s edition of Healthy Living with Business Health Trust features the flavors of fall with an immune-boosting Vegetarian Pumpkin Chili along with tips to help you manage your sugar cravings — just in time for the holidays!

If you’re not already a subscriber, click here to receive our wellness tips in your inbox each month and see past editions.