What We Offer
High-quality, affordable employee benefits growing companies need to be competitive.
Whether you have two employees or more than 100, we can help you create a benefits program that attracts talent and keeps your employees healthy and productive — at a budget you can afford.
Exclusive health insurance plans from major carriers.
Our offerings give employers a choice of over 40 affordable medical plans from some of the largest and most respected carriers in the state, with comprehensive plan administration, so you can focus on what’s important: your business.
All our high quality, affordable medical plans include prescription coverage, virtual care and a 24-hour nurse — and the option to add a wide range of additional benefits. Learn more about our affordable health insurance plans, including virtual care and telehealth plans, and HSA plan options.
As an Association Health Plan, we help small businesses join together as a group to purchase insurance so their employees can have access to the same pricing and coverage enjoyed by large employers. Learn more about Association Health Plans.
Health Insurance Plans
Premera Blue Cross offers 22 different HSA and non-HSA medical plans to employers with 5 or more enrolled employees through targeted Industry Health Trusts for companies in the following industries: Aerospace, Healthcare, Media, Tourism, Transportation, Agriculture, Business Services, Community Service Organizations, Construction, End-Line Manufacturing, Information Technology, Retail, and Wholesaling. All medical plans include an Employee Assistance Program (EAP).
Kaiser Permanente HSA and non-HSA medical plans are offered to employers with up to 50 employees, offering scalable, competitive benefits for even the smallest companies. All plans include pharmacy benefits, virtual care, a 24-hour nurse line and an array of deductible options. Kaiser offers both HMO and PPO plans.
LifeMap: Variety of Life/AD&D options from $15,000 to $200,000 with voluntary supplemental buy-up options for employees and their dependents; 4 Long Term Disability plans available to employers with five or more employees. Learn more.
AIG: 24-hour accident protection worldwide, with optional family coverage. Learn more.
HR Tools & Employee Wellness
Through an exclusive partnership with Archbright, BHT members now get a FREE membership to Archbright’s online resources. Benefits include:
- The HR Hotline & On-Call Safety Advice. Members receive unlimited HR and safety advice over the phone. The HR hotline is open between 8AM and 5PM, Monday through Friday (except holidays).
- Free access to HR tools such as sample policies and forms
- Access to member trainings, CoffeeTalks, and other events
- 20% discount on upgraded memberships (some memberships include legal advice through the year)
These are just a few of the great resources. Learn more.
Behavioral Health Systems – 4 Visit EAP:
Good health goes beyond the doctor’s office! We have partnered with industry-leader Behavioral Health Systems to provide access to MORE providers and MORE types of services. This EAP goes beyond checking the box – but brings concierge service, coordinated care, and support when you need it most.
Employees and dependents receive FOUR CONFIDENTIAL & NO OUT OF POCKET COST sessions which can be used for issues relating to marriage/family, stress, financial/legal challenges, child/adolescent, eldercare, and more.
Additional Small Business Savings
In addition to quality medical and other insurance benefits, Business Health Trust members can access a wide variety of additional services, resources and savings. Here are just a few:
- Complimentary Passport Corporate employee discount program that includes travel, child care, local restaurants and more
- Wellness resources including access to the monthly Healthy Living with Business Health Trust e-newsletter
- Cost-savings for your business through our Plan Sponsor’s Member Savings Toolkit including:
- Discounts of 10% – 55% percent on common office expenses
- Savings on business services such as human resources, high-speed internet & phone, and email marketing tools
- Through our partnership with Commute Seattle, BHT employer members can offer subsidized transit passes to all benefit-eligible employees at affordable rates (up to 50% off through the ORCA Business Incentive). You can take advantage of pre-tax savings and your employees can save on commute costs.
- Reduced venue rentals at the Seattle Metro Chamber Microsoft Events Center
Consolidated Administration & Customer Support
Business Health Trust offers comprehensive plan administration, so you can focus on what’s important: your business. For ultimate convenience, we offer consolidated billing, online payment, and online access to benefits for easy enrollment throughout the year. COBRA administration is available at no additional cost, and all plan documents and forms are quickly accessible online. But we know there’s no substitute for a real person. When you need help, our knowledgeable, friendly, local staff is happy to lend a hand.
Small Business Advocacy & Resources
We offer more than insurance—we are a resource, offering small employers in Washington the information and tools they need to design and manage a competitive employee benefits program, help their employees make good use of medical and wellness benefits, and keep up-to-date on policy issues that affect small businesses in the state.
We are vigilant about staying on top of changes in the small business health insurance market and advocating for changes that benefit small businesses—nationally, and at the state and local level.
When you partner with Business Health Trust, you also get access to the policy advocacy, community connections, and business resources of one of the most respected, diverse business associations in the region.
Who is eligible?
Washington companies with two or more enrolled employees are eligible to participate in the Business Health Trust benefit program. Participation requires membership with the Seattle Metropolitan Chamber of Commerce or one of our partner organizations: Bellevue Chamber of Commerce, Bellingham Regional Chamber of Commerce, Bothell Kenmore Chamber of Commerce, Forks Chamber of Commerce, The Greater Issaquah Chamber of Commerce, Greater Kirkland Chamber of Commerce, OneRedmond, Port Angeles Regional Chamber of Commerce, Sequim Chamber of Commerce, Economic Alliance Snohomish County, South Kitsap Chamber of Commerce, Tacoma-Pierce County Chamber of Commerce, Greater Yakima Chamber of Commerce, and Archbright. Your membership in any of the above organizations automatically qualifies you for one of our 13 industry group memberships (at no additional cost), and all the advocacy, resources and savings that go along with it.