Association Health Plan for Washington State Businesses

BHT is what the industry calls an Association Health Plan. Association Health Plans (AHPs) allow small businesses to join together as a group to purchase insurance so their employees can have access to the same pricing and coverage enjoyed by large employers.

In 2020, more than 15,000 small business employees across Washington State get their benefits through Business Health Trust. We can offer plans to virtually every type of business throughout the state of Washington.

More than just a benefits solution, we advocate for small business needs in Washington.  We are vigilant about staying on top of changes in the market and advocating for changes that benefit small businesses — nationally, and at the state and local level.

In addition to quality medical and other insurance benefits, Business Health Trust members can access a wide variety of additional services, resources and savings. Here are just a few:

• On-demand virtual care that allows members to get care at their convenience without a visit to the doctor’s office
• 24-hour nurse line at no additional cost, confidential health advice from a registered nurse
• Passport Corporate employee discount program at no additional cost
• Wellness resources including a monthly Healthy Living with Business Health Trust e-newsletter
• Cost-savings for your business through our Plan Sponsor’s Member Savings Toolkit including:
  • Discounts of 10% – 55% percent on common office expenses
  • Savings on business services such as human resources, high-speed internet & phone, and email marketing tools
  • Discounts up to 50% on retail ORCA passes for employees
  • Reduced venue rentals at the Seattle Metro Chamber Microsoft Events Center

Based in Seattle, BHT is an Association Health Plan that offers comprehensive plan administration, so you can focus on what’s important: your business. For ultimate convenience, we offer consolidated billing, online payment, and online access to benefits for easy enrollment throughout the year. COBRA administration is available at no additional cost, and all plan documents and forms are quickly accessible online. But we know there’s no substitute for a real person. When you need help, our knowledgeable, friendly, local staff is happy to lend a hand.

BHT is offered through the Seattle Metropolitan Chamber of Commerce and partnerships with membership organizations throughout the state. Participation requires membership at the Seattle Metropolitan Chamber of Commerce or one of our partner organization: Bellingham Regional Chamber of Commerce, Economic Alliance Snohomish County, Tacoma-Pierce County Chamber of Commerce, Thurston County Chamber of Commerce, Greater Yakima Chamber of Commerce and Archbright. This partnership means that in addition to comprehensive employee benefits, you get access to the policy advocacy, community connections, and business resources of leading business associations in the region.

Washington companies with two or more enrolled employees are eligible to participate in the Business Health Trust benefit program. Participation requires membership with the Seattle Metropolitan Chamber of Commerce or one of our partner organizations: Bellingham Regional Chamber of Commerce, Economic Alliance Snohomish County, Tacoma-Pierce County Chamber of Commerce, Thurston County Chamber of Commerce, Greater Yakima Chamber of Commerce and Archbright. Your membership in any of the above organizations automatically qualifies you for one of our 13 industry group memberships (at no additional cost), and all the advocacy, resources and savings that go along with it.